New York's Trusted Mortgage Broker
Specialized financing for self-employed, investors, and complex real estate transactions
$152M+
Total Loans Funded in 2024
98.5%
Client Satisfaction Rate
Before we go further…
Can you pass the Mortgage IQ Test?
Why New York Borrowers Choose Flamingo Credit
95%
Approval Rate
We find solutions when traditional banks say no. Extensive lender network helps us approve 95% of applications, including self-employed and unique properties
15+ Years Experience
Since 2008, we've mastered NY's complex real estate market. Deep local knowledge of regulations and property values gets you better financing terms
Hours Pre-Approval
Speed wins in NY's competitive market. Our streamlined process and direct lender relationships deliver conditional approval in 24 hours
Lender
Partners
Unlike banks with limited options, we access 50+ lenders including credit unions and private lenders. More options = better rates for you
Meet Your NY Mortgage Broker Team
Meet the Team Behind Your Success
- Watch our mortgage experts explain how we help NY borrowers succeed
- Learn about our unique approach to complex financing situations
- Discover why clients choose us over traditional banks
NY Home Purchase Readiness Quiz
Discover how much you know about buying a home and get personalized advice
Mortgage Programs Designed for New York Borrowers
Home Buyers
First-time and repeat buyers
- FHA loans (3.5% down)
- Low down payment options
- Bad credit programs
- Conventional mortgages
Self-Employed
When traditional banks say no
- Bank statement loans
- Asset-based lending
- No tax returns required
- Flexible income verification
Specialized Loans
Unique financing solutions
- Foreign national loans
- Jumbo & Super Jumbo ($1M+)
- Cash-out refinancing
- Post-bankruptcy programs
What Our Clients Say About Us
sofiya.firenshteyn
My husband and I were first time home buyers. We had no idea where to begin and how the loan process works. It made us feel nervous and stressed. But as soon as we stepped into Yans office he was able to explain everything to us down to every detail that made us feel more confident and safe to get into such a big responsibility. I cannot thank enough Yan and his staff for helping us getting our very first mortgage and being a part of our first home purchase. Elmira was fantastic, she would take every phone call and had the patience to be kind and collective when we called with issues we ran into. I highly recommend Flamingo Credit for anyone who is buying a home. Absolutely phenomenal team! Thank you Yan and Elmira!
arman-simonyan-2a016167
Yan helped me purchase my first house. Above and beyond my expectation. Keep up your great work!!!!!!
vadim-komissarov-4702798
I have refinanced a jumbo mortgage with Yan's help. With less than two years in US, my lander has refused to refinance my loan and mortgage brokers have been reluctant to take on my case. Yan worked out a miracle, and even though the process was long and difficult, he helped me refinance my mortgage and get a significant part of my equity as cash-out. Without Yan's help I would have never been able to navigate a maze of bank's requests due to recent regulations that at times seemed as far removed from logic and reason as one can only imagine. Yan always explained the process and personally followed up with the bank every step of way. Thank you Yan! I'm sincerely grateful for your work and I'd recommend you as a true professional to my friends and any of your future customers.
yan-ioffe-5545302
Excellent service and thorough knowledge and expertise that was invaluable in my complex situation.
Highly recommend.
katya-maydanik-b369bb31
Yan Genkin is a very good broker if anyone is looking for a quick closing contact him!
roman-novak-20389960
I want to take a second and leave only best recommendation and feedback about Flamingo Credit. I faced highest level of proficiency and human approach. For the entire process i didn't have any problems reaching the firm, staff and Yan in particular. Flamingo Credit always open for consultation even if its deviated form main topic from time to time. You want Your broker not to be afraid of questions, You want to ask them, and this is their "Joker out of a sleeve", next time I will also ask Him and i strongly recommend you all to ask Flamingo Credit where things are getting clear again.
emil-buchman-b392b02b
Yan has done a fantastic job on a number of mortgages for our family. He was very professional and knowledgeable of the subject in general and the available mortgage option from various institutions. His advice helped us to obtain the best possible rates. Furthermore the execution of mortgages was seemelss and appeared the easiest part of home-buying experience
Ready to Get Your Mortgage Approved?
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Sunday: Closed
Licensed by
New York State Department of Financial Services
NMLS ID: #61581
